| Years | Compound Effect / Impact Over Time | Credit Card Processor Optimization/ Renegotiation Annual Savings | Value After 15 Years | | Lease Optimization/ Renegotiation of New Equipment Annual Savings (Max 10 Years) | Value After 15 Years | | Professional Services and Employee Compensation Optimization Annual Savings | Value After 15 Years | | Annual Savings | Total Value After 15 Years |